TERMS OF USE

The term “Pay Day Now” refers to Pay Day Now application and/or website which was owned by Rams Fintech Sdn Bhd, a subsidiary company of Ramssol Group Berhad, a company incorporated in Malaysia.

1. TERMS OF USE

The following Rules and Regulations apply to all visitors and End User of Pay Day Now Application and Pay Day Now Website (Pay Day Now). By accessing to the application and/or website, all End User acknowledge acceptance of these terms and conditions. Pay Day Now reserves the right to change the rules and regulations from time to time at its sole discretion. In any case of violation of the rules and regulations contained herein, Pay Day Now reserves the right to seek legal remedies for such violations. These rules and regulations for terms of use shall continue to apply to all users, both current and future.

2. COPYRIGHT

Rams FinTech Sdn. Bhd. owns all rights in this application as well as website including without limitation, all text, information, materials, structure, sequence and organisations of the pages and screens. No part of this application and website may be copied, reproduced, republished, posted, transmitted distributed in any form or manner (including electronic, mechanical, photocopy, recording or otherwise) or by any means without prior written permission of Rams FinTech Sdn. Bhd. Modification and use of any materials contained in Pay Day Now application and/or website for any purpose is a violation of copyright law.

3. TRADEMARKS

The trademarks, logos and service marks displayed on Pay Day Now are the property of Rams FinTech Sdn. Bhd. and/or any third party which may own the mark. Users are not permitted to use these marks without prior written consent of Rams FinTech Sdn. Bhd. and/or the third party.

4. GENERAL DISCLAIMER

The information provided in Pay Day Now is not intended for distribution to, or used by, any person or entity in any jurisdiction in where such distribution or use would be in contrary to any laws or regulations, or which would subject Rams FinTech Sdn. Bhd. to any registration requirement within such jurisdiction.

The information and materials contained in Pay Day Now shall not be construed as a solicitation or offer by Rams FinTech Sdn. Bhd. to enter any binding contract or arrangement.

Pay Day Now attempted to provide accurate information and assuming not holding any responsibility towards the accuracy or completeness of the information. Pay Day Now reserves the rights to change the materials, products or services mentioned at any time without notice. Pay Day Now makes no commitment to update the materials and services at the application and website. Mentions of nonPay Day Now products or services is for information purposes only.

EXCEPT AS EXPRESSLY PROVIDED HEREIN, THE PRODUCT IS PROVIDED “AS IS,” AND THE PROVIDER DISCLAIMS ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT.

PAY DAY NOW SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, OR INCIDENTAL DAMAGES INCLUDING, WITHOUT LIMITATION, LOST OF PROFITS OR REVENUES, COST OF REPLACEMENT GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THIS PAY DAY NOW APPLICATION AND/OR WEBSITE, DAMAGES RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION CONTAINED, EVEN IF PAY DAY NOW OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

PAY DAY NOW DOES NOT HOLD ITSELF NOR ANY OF ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS OUT AS ADVISING YOU WITH RESPECT TO ANY INFORMATION ON THIS APPLICATION OR WEBSITE. YOU SHOULD SEEK PROFESSIONAL ADVICE AT ALL TIMES AND OBTAININDEPENDANT VERIFICATION OF THE INFORMATION AND MATERIALS CONTAINED HEREIN BEFORE MAKING ANY DECISION BASED ON ANY SUCH INFORMATION OR MATERIALS.

5. INDEMNITY

You hereby irrevocably agree to indemnify and keep indemnified Pay Day Now from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by the Pay Day Now in connection arising from (1) your use or misuse of Pay Day Now application and website and the service provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property rights of proprietary right infringement claim made by a third party against Pay Day Now in connection with your use of this application and website.

6. USE OF LINKS

Links to External Website: This application and/or website may contain links to third party sites, Access to any third-party platforms linked to Pay Day Now application and/or website is at the End User’s own risk. Pay Day Now shall not be responsible or liable for damages or losses arising from the access.

Links to This Application and/or Website from Third-Party Website: Links on any form from a third-party website shall only be created with the prior written approval of Pay Day Now. The appearance of a link at external website to this application and/or website does not mean that it was authorised nor constitute any form of cooperation with, or endorsement by, Pay Day Now of such third-party websites or content therein. Pay Day Now is not responsible for the setup of any hyperlink from a third-party website to the application and/or website except with the prior written approval of Pay Day Now.

7. GOVERNING LAW

These terms of use are governed by and are to be construed in accordance with the laws of Malaysia, notwithstanding any principles of conflict of laws.